The monsoon is nearing its halfway mark and July, which is among the rainiest months, began with a rainfall deficit but has since seen a revival. For most of last week, all-India rainfall has been over 50% more than what is normal for this time of the year. Many regions in the Konkan coast and the southern peninsula have been seeing instances of extreme rainfall. According to India Meteorological Department (IMD) data on the regional distribution, the ‘South Peninsula’ has seen 29% more rain from June 1-July 25 than what is normal for this period. Rainfall in Mahabaleshwar, Maharashtra, was torrential enough to beat its all-time record, according to the IMD. The monsoon is characterised by unexpected variability that forecast models can capture only in a limited way. However, much evidence is accumulating that there is a distinctive change in climate patterns. The frequency and the strength of cyclones over the Arabian Sea have increased in the last two decades. There has been a 52%

In contrast to India’s continued ambiguity over the legality of cryptocurrencies, its stance on introducing an official digital currency has been reassuringly clear and consistent over time. And, four years after an inter-ministerial committee recommended that India launch fiat money in digital form, the Reserve Bank of India has indicated that pilot projects to figure out its viability are likely to be launched soon. In a speech a few days ago, T. Rabi Sankar, Deputy Governor, RBI, said, “RBI is currently working towards a phased implementation strategy and examining use cases which could be implemented with little or no disruption.” The clarity is welcome, given that the much-awaited Cryptocurrency and Regulation of Official Digital Currency Bill, 2021, is yet to be introduced. In recent years, the significant rise of private cryptocurrencies such as Bitcoin and Ether has spooked central banks throughout the world, and pushed the case for official digital currencies. Mr. Rabi Sankar

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