A fake loan racket involved in duping several people from across the country and being operated from a residential colony in Vikaspuri was busted by the Cyber Crime Cell of Delhi Police, officials said on Sunday.
Police said that they have got inputs about a “fake loan assurance call centre” operating from Vikaspuri for a long time. After receiving complaint from a resident of Pune, Kadir Hussain Madri, who had allegedly been duped of ₹40,000 in the name of loan from one “Vasundhara Finance”, an FIR was registered under various Sections of the IPC and the IT Act.
Caught after raid
Based on information gathered and developed, a raid was conducted at DDA flats in Budhela village where two persons — Gaurav Kapoor (37) and Karan Kumar (25) — were found operating a fake call centre and were arrested. Several mobile phones, registers, bank passbooks, cheque books, debit cards and laptops were seized from their possession.
On scrutiny of the registers and bank documents, police said that details of the complainant were found with them. Besides this, ATM cards, passbooks and cheque books of the accounts in which the illegally obtained money was transferred were recovered from Karan.
During interrogation, co-accused Gaurav allegedly confessed that he along with a few others, who are absconding, cheated several people in the name of loan and made lakhs of rupees. He also told the police that the bank accounts used for receiving the money were provided by Karan.
Police said that the accused would collect data on loan seekers from their sources based on the Credit Information Bureau of India Limited (CIBIL) score of individuals.
“Those who were rejected loans from financial agencies because of their low credit score would be called up and assured of a loan. Then, on the pretext of various fees such as login charges, security or insurance charges, they were told to transfer money to the accused. After receiving the money, the accused would cut off all the communication with the victims. Using this modus operandi they have cheated several people, details of which are being scrutinised,” officials said.
