Paytm has introduced QR (quick response) code-based payments in its Wallet app that can be used by any shopkeeper or taxi driver to accept digital payments without internet connection. After scanning the QR code, the buyer has to merely enter the payment amount and approve the payment. The QR code option will allow basic service providers to carry a laminated QR code of their account and receive payment even without a data connection. They will receive a transaction confirmation through SMS even on a basic phone.