Insurance cover for watchmen, servants

March 09, 2006 12:00 am | Updated March 23, 2012 09:45 am IST

Staff Reporter

Chennai: A group insurance scheme for the urban poor is being offered by the Indian Organisation for Developmental Action (INODA).

Under this scheme, employers can insure watchmen and domestic help (between 18 - 60 years) by paying an annual fee of just Rs. 25 per person.

INODA has availed the insurance scheme from LIC. The scheme offers Rs. 25,000 in the case of accidental death, Rs. 5,000 in the case of natural death and Rs. 12,500 in the case of dismemberment or amputation of a limb. The scheme runs from October 1 to September 30 every year, irrespective of when a person is enrolled. It can be renewed annually. The scheme has brought about goodwill between employers and employees, INODA founder V. Narayanan said.

The employer can send the beneficiary's name, age and address along with the fee (by cheque or money order) to V. Narayanan, Kalakshetra Avenue, 2nd street, Thiruvanmiyur, Chennai - 41. However, no acknowledgement will be sent so as to keep transaction costs low. The beneficiaries will be included in the policy within a week of registration.

A similar group insurance scheme is also available to all auto-drivers, who subscribe to INODA's magazine Autokaran. For more details, call 24526312.

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