Real Estate

5 things to check before registering your property

The entrance to the 56-acre property in Veliminedu village in Nalgonda district. Singam Venkataramana Singam venkataramana

The entrance to the 56-acre property in Veliminedu village in Nalgonda district. Singam Venkataramana Singam venkataramana

Investing in a home almost always requires financial commitments that can continue for at least a couple of decades. Considering the magnitude of the commitment, it is critical that the decision must be safeguarded by the meticulous maintenance of records pertaining to the property in question. In order to ensure that these property records are updated correctly during transfer of ownership, the registration of the home must be done right. 

Registration of property in India falls under section 17 of the Registration Act 1908. The aim of the Act is to make sure that the transaction in question has all the correct information and that legal records of the same are maintained.  

When you’ve found a house you wish to buy and you’re ready to register the same in your name, you may want to check if the following things are in order. 

Authenticity and credibility of property

Before registering a particular property in your name, you need to ensure that all existing documents regarding the property are clear and straightforward.

It is also a good idea to check on the credibility of the developer or the seller. Due diligence is extremely important to avoid untoward events in future.

Lawyer’s backing

Consult a lawyer to confirm that property documents provided by the seller or developer are genuine. This is important so that you don’t end up getting documents that are ambiguous or inexact transferred to your name.

Requisite documents

Registering a property requires the following documents to be presented at the time of registration:

Sale deed in present seller’s name

Khata certificate and extract from authorities

Latest tax paid receipt

Latest statement from bank regarding outstanding loan

Encumbrance Certificate from date of purchase till present day

Agreement of sale and construction executed by developer in favour of seller

Latest electricity bill and receipt for the said flat

No objection certificate from the apartment’s association

Sanctioned building plan

Occupancy certificate from builder

All title documents of land owner

Joint development agreement, general power of attorney and Sharing/supplementary Agreement between land owner and builder

Originals, if available

A copy of all registered previous agreements (in case of re-sale property)

RTC (Records of Rights and Tenancy Corps) or 7/12 extract

Conversion Order issued by the concerned Authority

Power of attorney/s if any

Photocopy of Society Share Certificate and Society Registration Certificate.

Personal identification

In addition to documents pertaining to the property, you should also ensure that you’re carrying copies and originals of identity proof such as PAN card, Aadhaar as well as passport photographs.

Demand draft with correct amounts

When registering property, make sure you have demand drafts with the accurate amount for payment of stamp duty and registration charges. Both vary from state to state.  

Getting the registration process completed is the threshold to your home ownership experience. Having all property related documents in order not only marks the beginning of your ownership but also protects you from any possible disputes in future.


This article is contributed by RoofandFloor , part of KSL Digital Ventures Pvt. Ltd., from The Hindu Group

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Printable version | Feb 22, 2022 1:19:04 am |