When Ravi Shankar Sharma, a software engineer from Hyderabad, approached a private bank for a personal loan recently, he was shocked when the bank refused the loan, calling him a defaulter. Intrigued, his enquiries on his credit worthiness online on Credit Information Bureau (India) Limited (CIBIL) revealed that two credit cards were issued by two different private banks in the city in his name, as well as a loan of Rs. 80,000 taken from a finance company, which he had ‘defaulted’ during the last three months.
Enquiries revealed that Mohammed Irfan, a resident of R.T. Nagar, had impersonated him to get a job, credit cards and the loan. Irfan, who was known as Irfan in his personal life but as Ravi Shankar Sharma among his colleagues, has since been arrested. Following Mr. Sharma’s complaint, CCB sleuths unearthed the impersonation scandal. Deputy Commissioner of Police (Crime) Ramesh R. said that investigations into the credit cards revealed that one of the two cards was linked to the salary account of a person named Ravi Shankar Sharma, working at technology firm Convergys.
Under sustained interrogation, the person working as Ravi Shankar Sharma revealed his true identity to be Mohammed Irfan. Irfan said that he had attended a walk-in interview at a tech firm in 2008, which Ravi Shankar Sharma had also attended. Sharma had misplaced his testimonials and PAN card at the interview, which Irfan picked up. Sharma had later obtained duplicate marks cards and had been placed in a software firm in Hyderabad.
Irfan, a diploma drop-out who was not qualified for the job, forged the photographs on Sharma’s documents with his and got placed in mPhasis in 2010, and switched to Convergys recently. Sharma’s PAN card came handy for him to get credit cards and a loan of Rs. 80,000 which he has repaid for most parts, except for the last three months.
Mr. Ramesh said investigations were on as to how Irfan managed to work in two tech firms without qualifications.