S. Vijay Kumar
MADURAI: When frequent road accidents were reported involving students, the Principal of this college had no other option but to make insurance cover mandatory for admission.
Yadava College located on the Madurai-Natham Road here has brought 2,224 students, including girls, under a group insurance scheme with an annual premium of Rs. 98. In case of road accidents, the students will be eligible for medical assistance upto Rs. 35,000.
Though the initiative had some resistance from those who did not own two-wheelers, the benefits of the scheme were realised when two students who travelled by bus suffered serious injuries in freak accidents. One student fell from a moving bus and suffered a spinal injury last year. He was admitted to a private hospital where the insurance money came handy.
Pat from NAAC
"The scheme came in for appreciation when a peer team of the National Accreditation and Assessment Committee (NAAC) visited the college. This was one of the reasons why we got `A' grading. A majority of our students come from rural areas and are poor," says Principal G. Thiruvasagam.
Every student is given a card containing his/her insurance policy details, identification and address. "In the event of an accident, we've advised our students to get admitted in the best hospital and inform the insurance firm within 24 hours. We've also arranged for issuing driving licence to students at the college. The first batch of 135 students got their learner's licence recently."
The Yadava College is perhaps the first institution in this part of the State to introduce an insurance plan to students. The results are encouraging, making the exercise worthy of emulation by other colleges.