M. Dinesh Varma

Eligible subscribers to get automatic cover of Rs. 50,000

Insurance will cover accident-related death or permanent disability

It is valid till the midnight of January 14, 2009

CHENNAI: The BSNL will be explaining the nitty-gritty, not of tariff rates, but of insurance in the coming weeks, following the recent launch of a national scheme to provide free insurance to its landline, WLL and post-paid mobile subscribers.

Under the BSNL’s deal with Bajaj Allianz General Insurance — lead insurer with 75 per cent stake — and Oriental Insurance — with a 25 per cent share, eligible subscribers are automatically enrolled for an insurance cover with a capital sum of Rs. 50,000 per connection per annum.

The insurance will cover accident-related death or permanent disability. If a subscriber has multiple landline/mobile connections, he or she will be provided cover for the proportionate amount.

The insurance, for which BSNL remits a premium of Rs. 2.58 per connection per annum, is valid till the midnight of January 14, 2009.

BSNL’s Chennai and Tamil Nadu circles, meanwhile, are getting their act together on compiling the aggregate active connections that meet the insurer’s criterion of “distinctively identifiable individuals”.

The scheme does not apply to segments such as Government, PSU or corporate customers and PCOs.

BSNL’s Tamil Nadu circle manages an estimated 23.76 lakh working landlines, 2.5 lakh postpaid and 18 lakh prepaid Cellone connections besides 3.9 lakh WLL connections.

The landline accounts include around 2 lakh PCOs which do not figure in the insurance scheme, said A. S. Egaya, chief general manager, BSNL, Tamil Nadu Telecom Circle.

Chennai Telephones (with jurisdiction extending to Chengalpattu) has an estimated 9.68 lakh landline, 8.75 lakh mobile and 30,000 WLL connections. Of the mobile users, an estimated 1.75 lakh postpaid subscribers are eligible for the scheme.

According to a BSNL official, the number of connections that do not qualify for the scheme will come to around 50,000 connections. He identified disseminating the details of the scheme to subscribers as one of the priorities.

“A fold-in pamphlet will be despatched along with the February bill,” said Sujatha Venkateswaran, General Manager (Finance and Telecom Revenue), Chennai Telephones.

The insurer has stipulated the list of documents that a subscriber has to furnish in the event of filing a claim. As per agreement, the insurer will settle all claims within a fortnight of receiving completed forms.