Staff Reporter

Scheme to benefit over 25 lakh families living below the poverty line

Thiruvananthapuram: All families in the State should be enrolled in health insurance schemes in a time-bound manner, Chief Minister Oommen Chandy has said.

Unveiling the first health insurance scheme for the poor in the State at Neyyattinkara on Monday, Mr. Chandy said that providing quality health care benefits at low costs to the economically disadvantaged sections in society had been a long-cherished project.

He said that in the public interaction programmes he had attended across the State, the maximum number of petitions related to medical aid. The current scheme will benefit over 25 lakh families living below the poverty line (BPL) in the State.

The project, the first of its kind in the country, is being implemented through the Kudumbasree network, through a tie-up with ICICI Lombard, which is providing the insurance cover.

Mr. Chandy appealed to the people to make maximum use of the scheme.

Committees headed by MLAs will be set up to ensure that the details of the scheme are disseminated at the grassroots.

The scheme will cover 1.2 crore people who can access cashless treatment across a network of 1,500 Government and private hospitals in the State. The beneficiary families have to pay only Rs.33 as premium while the Government and the local bodies will pay the rest (Rs.366).


A family can avail themselves of an insurance cover of up to Rs.30,000 in a year, apart from a personal accident cover of Rs.50,000 to Rs.1 lakh.

Maternity care has also been included in the scheme and the coverage will be Rs.15,000 a year.

All pre-existing diseases, including mental illnesses, have been covered under the scheme.

Outpatient treatment coverage of Rs.6,000 a year and a subsistence allowance of Rs.50 every day in the event of the earning member of the family being hospitalised, has also been included.

Minister for Local Self-Governance K. Kutty Ahmed Kutty distributed the Cashless Health Cards being issued to beneficiaries.

Deputy Speaker Sundaran Nadar distributed the hospital cards of member hospitals in the insurance scheme.

Thampanoor Ravi, MLA, presided over the function.

Executive Director of Kudumbasree T.K. Jose, ICICI-Lombard officials, the chairperson and other members of Neyyattinkara municipality were present on the occasion.