GIC Housing Finance has registered a profit after tax of Rs. 39.83 crore for the half year ended September 30, 2010 against Rs. 34.01 crore in the corresponding period in the previous year. The total income was higher at Rs. 163.34 crore against Rs. 154.49 crore. Loan disbursements were higher at Rs. 488.71 crore against Rs. 259.65 crore.