Andy Murray’s early Christmas present to himself of a used one-owner red Ferrari F430 may end up costing double its 100,000 sterling pricetag when the 22-year-old goes to get the beast insured.

British tabloid media showed the world number four with his newest toy, and inquired with motoring experts as exactly how much of a bargain the insurance would be.

The answer: no bargain at all.

Best guesses say that annual insurance for an unmarried 22-year-old male driving one of the fastest cars on the planet would easily cost the entire purchase price — per annum.

Statistically Murray, who only earned his driving licence at mid-year, fulfils almost every category for high-risk young drivers. And it doesn’t help being celebrity in case of a prang, with any victim sure to try and milk that aspect for a bigger insurance payout.

Murray bought the Ferrari only weeks after splitting with girlfriend Kim Sears, daughter of a tennis coach.

The player’s time with his new machine is likely to be limited, with training in Miami taking up most of his December and a date in Perth for the Hopman Cup event starting next weekend filling the first weeks of his 2010 diary.

Keywords: Andy MurrayFerrari

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