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New health insurance product launched

KOCHI: ICICI Prudential Life Insurance Company Limited has launched Health Saver, a new health insurance product which integrates health and savings.

Launching the product, company vice-president (sales & development) K. Mahesh said the product provides reimbursement-based hospitalisation cover with the benefit of a health-savings fund. It allows claims against outpatient treatment, diagnostics and dental care after three years. The customers will receive guaranteed coverage of up to 75 years, against actual medical expenses incurred due to hospitalisation, Mr. Mahesh said.

Other benefits include coverage against pre-existing illnesses and conditions after two years subject to acceptance by the company, no-claim bonus and a free health check-up every two years. More than 240 hospitals in the State had been approved by the company to offer cash-free services to policy-holders, he said.

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